Apply online today. 04:30 to 21:45 Thursday and Friday. We work with change-oriented executives to help them make better decisions, convert those decisions to. Apply for a Nedbank credit card and use it to shop online or in-store while you earn rewards! Get up to 55 days interest-free credit. • Nedbank reserves the right to change these terms and conditions at its discretion. Below is a direct copy of my asking and answers excluding phone calls. 2 Complimentary access, dependent on. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. Complimentary Lounge Access. There are Nedbank Perks, that can save yours gazillions about rands and help you win 1 of 6 R50 000 Nedbank Bucket Record Experiences!. 00 to R199. • Nedbank reserves the right to change these terms and conditions at its discretion. Nedbank Platinum Credit Card. Enjoy the credit card with added benefits. Monthly service fee from R96 p/m. Alongside 24-hour service all year round, some of what this account offers. Clients are charged a one-time initiation fee of R180. Apply for a Nedbank get card both use it to store online or in-store while you earn rewards! Get up to 55 days interest-free credit. When space is available, this lounge accepts guests at the door. Complimentary snacks and beverages are provided by the lounge, with menus varying on a daily basis. Zero charges on card swipes. The Nedbank Credit Card can designed for people who are employed or self-employed and has adenine solid income. For Bidvest lounges, you will have to enquire at the Bidvest counter for. 00 (2 hour stay) per. Diners Club members receive discounted deals and offers 12 free domestic Bidvest lounge visits a year; When you pay for flights with a credit card, you get free automatic travel insurance. Get the credit card that gives you better rewards and advantages using a Nedbank Platinum Credit Card. Terms. 3. A Nedbank Private Wealth Visa Infinite combined* credit or cheque card* with world-class travel and lifestyle benefits, including free local and international airport lounge access for you and one guest with LoungeKey™. Domestic Departure Hall. Terms and conditions apply. Basic travel insurance; Key drawbacks: No airport lounge access. inddNedbank provides a number of borrow cards to meet the needs is various credit card users. 1. 00 to R62,500. American Express Platinum Card | Rewards & Offers | Amex ZA | 26139 Nedbank Savvy Bundle Brochure A4_(20 NOV). Nedbank Platinum Credit Card. Extended credit facility that allows for bigger purchases to be repaid over a period of 3 to 36 months. All 3 these cards give you 55 days’ interest-free credit, automatic basic travel insurance when you buy tickets, global ATM access, SMSs after every transaction, optional credit life cover and. Nedbank Namibia Platinum Credit Card 8 Domestic None . Applies for a Personal Chart; Include an Additional Card Member. 00 per month. A Nedbank Private Wealth Visa Infinite combined* credit or cheque card* with world-class travel and lifestyle benefits, including free local and international airport lounge access for you and one guest with LoungeKey™. Accounts Credit Cards Personal loans Save and Invest Home loans Discover. The Nedbank Platinum Credit Card offers a variety of premium travel benefits, including up to R3 million in travel insurance coverage and access to Bidvest Premier Club domestic airport lounges up to 12 times per year. Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. 000 per month; Annual interest rate (APR): Personalised; Key benefits: Interest-free if you pay back your balance within 55 days. Authorised financial services and registered credit provider (NCRCP16). l Point of Sale withdrawals l Nedbank Greenbacks SHOP card l Unlimited domestic lounge visits at Bidvest Lounges. With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world. Receive unlimited access to any local Bidvest Premier Lounge. lounge free of charge, but a fee may be charged for children over two. Nedbank Namibia Platinum Credit Card 8 Domestic None . Terms and conditions apply. Free. • Get up to 12 complimentary visits* a year at local Bidvest airport lounges. The entrance fee is about 285 South African Rand (ZAR) (about $19). Menu Menu. Register now. Clients are charged a one-time initiation fee of R180. When space is available, this lounge accepts guests at the door. Cash withdrawals at both ATM and Branch; Travel, entertainment and everyday purchases (POS and Internet); Prestige transactional service; Financial flexibility. Choose an account that is perfectly suited for your savings or investment goals. Email: concierge@visasignature-ssa. Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Bidvest Premier Lounge: Located after you clear security, this is open from 5am until 9pm each day and provides showers, beverages, food, telephones, televisions, copiers and printers, and more. 2) budget facility. This allows the card holder access into our lounges based on the terms and conditions set by the respective partners. Books Credit Cards Personal loans Save the Invest. Terms and conditions apply. Children aged 12 years and under can enter the Standard Bank OR Tambo Library Lounge free of charge. – Free door-to-door delivery of your foreign exchange. I am flying to Australia from PE to Oliver Tambo then to Abudabi Airport then Australia Melbourne. Apply required a Personal Card; Add an Additional Card Limb. 1 Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express: • Your card account must be in good standing, which means the account must be active and you must be transacting on the account. Get even more rewards and benefits with an American Express Platinum Credit Card. You will collect one Avios for every R7. Apply for a Nedbank credit card and use it to shop online or in-store while you earn rewards! Get up for 55 period interest-free credit. Access to local Bidvest Premier lounges with your Private Banking Credit Card. • Get basic travel insurance of up to R3 million when you buy your return travel tickets with your Nedbank Platinum Credit Card. 06. Enjoy competitive interest rates that make putting your money away, worthwhile. Interest Rates. The American Express. 1 Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express: • Your card account must be in good standing, which means the account must be active and Nedbank Private Wealth Bundle A Nedbank Private Wealth current account with an optional overdraft facility. Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select. Spend a minimum of R4,000 a month on your Bidvest account or R3,500 on thine Amex to qualify. Home » News » Nedbank Credit Menu review 2023. Domestic Terminal B (Inside Security). nedbank platinized credit card. Electronic credit. 0. If you choose to have your interest paid at maturity, you'll stand to earn up to 12. • Alcohol only available between 11h00 and 02h00 as per South African Liquor Regulations. Nedbank Ltd Reg No 1951/000009/06. Gold; Premium;. Earn 30,000 welcome bonus Membership Rewards points. 00 per card replacement. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. Credit Card. If the card is not present, you will be denied access to the Bidvest Premier Lounge. Nedbank ID single sign-on gives your full digital accessible on Nedbank’s banking and lifestyle products and services on the Cash app or Online Banking. • Thereafter the accumulated qualifying monthly spend on your Discovery Bank credit card will be used. Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges. Apply online today. Free Nedbank Greenbacks SHOP Card to access Greenbacks. Lounge passes can be purchased by any traveller regardless of airline or class of service. Customers can book in advance and pay per visit or purchase a pre-paid card for more than 6 visits. PLATINUM PRODUCT SUITE/BUNDLE FEES Monthly maintenance fee R452,00. Nedbank’s Platinum card (R350 000 a year) costs R58 a month. • Enjoy preferential debit interest rates*. All Bidvest Premier Lounges provide a comfortable space to sit and relax while waiting for your flight to depart. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. 50) that allows clients to perform a host of transactions. to check whether you qualify at any time for admission into Bidvest Premier lounges. R300 per person. With the World Citizen Credit Card you get 24 lounge visits per year through Bidvest and LoungeKey. 00 per month and is intended for small to medium-sized business owners and sole proprietors. Free. Interest-free days Up to 55. Receive unlimited access to any local Bidvest Premier Lounge. • Get basic travel insurance of up to R3 million when you buy your return travel tickets with your Nedbank Platinum Credit Card. Enjoy unlimited access to domestic and International airport lounges See terms and conditions Rates and fees R490 monthly service fee. Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate. 3) full payment with up to 55 days free interest. Nedbank Credit Card Summary. • Nedbank reserves the right to change these terms and conditions at its discretion. Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. No guest. Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. • Receive up to 12 complimentary visits* to local Bidvest airport lounges a year. It’s cheaper and safer to swipe your card instead of using cash. The power of platinum at your service. R64 monthly service fee. Diners Club, ABSA, Investec, Nedbank, Standard Bank and the Collinson Group. • All payments to be made in ZAR and will be taxed as per South African Law. The second purple card on this list, the Absa Private Banking credit card, is Absa’s solution to the needs of their upper-income clientele. With the American Express Platinum Card, you can relax at more than 1,200 lounges in 4,000 cities around the globe with Priority Pass. 3. R 428,57. 30pm, this lounge costs about. docx American Express Platinum Credit Card - Average of R4,000-00 12 0 American Express Gold Credit Card - Average of R3,500-00 12 0 American Express Gold Charge Card - Average of R3,500-00 12 0 Greenbacks Platinum Credit Card Nedbank Ltd Reg No 1951/000009/06. Nedbank Perks. We have long standing relationships with various airlines and corporate partners e. EFT payments may take up to 5 days to reflect in our account and will. Main Menu. co. PRB platinum cards, however, offer unlimited visits at local Bidvest lounges and limited to 10 visits to international lounges. Nedbank Credit Card belongs a series of credit cards offered by Nedbank that requires a minimum monthly income off R5,000. Customers can book in advance and pay per visit or purchase a pre-paid card for more than 6 visits. They can give you financial advice, resolve queries and manage your credit applications. Zero charges on card swipes. 00. The Nedbank Platinum Credit Card offers a variety of premium travel benefits,. Up to 55 days interest free credit on purchases; No transaction fees; Free Supplementary card;Apply for adenine Nedbank credit card and use it to shop view or in-store while i earn incentives! Get up to 55 days interest-free credit. Nedbank Credit Card is a series of credit cards offered by Nedbank that requires a minimum monthly income of R5,000. Minimum income R29,000 p/m. Apply online today. If you have one of the following Status Cards, access to our Lounges may only be a swipe away! Please check with the respective partner to see if your card qualifies. See terms and site. When space is available, this lounge accepts guests at the door. • Get up to 12 complimentary visits* a year at local Bidvest airport lounges. Apply for a Nedbank credit bill and use it to shop online or in-store time she earn rewards! Procure up to 55 days interest-free credit. We offer transaction solutions for your corporate requirements through internet and mobile banking or host to host to manage large transaction volumes. No transaction fees on purchases. It provides rewards on spending, basic travel insurance, and exclusive brand benefits. Email: concierge@visasignature-ssa. 20 per R100-Payments and transfers. za. Enjoy The Centurion ® Lounge, a travel lounge exclusively for American Express Platinum Credit Cardmembers. For international airport lounges Amex and Bidvest Lounge access Terms and conditions 1. Apply for a Nedbank credit card and use it to shop online or in-store while you earn rewards! Get up to 55 days interest-free credit. Using any other linked credit card will earn you only 2 Greenbacks for every R10 spent. Take more with your Platinum Card from Nedbank also American Express South Africa or employ online buy. Nedbank ID single sign-on gives you all digital entrance to Nedbank’s banking and live company and related on the Money app or Online Working. Nedbank/American Express – rates (including VAT) Product Invoice (partner pays). Terms and conditions apply. Please take the escalators down and you will walk directly into the New Premier Domestic Lounge. It is closest to gates A0 to A4 at the terminal’s south end. Debt, managed wisely, is a financial tool to help improve many areas of your life. 75%. Find the right credit card for you with and range of trust charts and apply online today. • The card linked to the qualifying account must be presented to gain access into the Bidvest Lounge. Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. za. Nedbank Platinum Credit Card is also one of the best cards that one can opt for. Buy airport lounge access. Lounge Access & Rates Pay at the door. • Enjoy preferential debit interest rates*. Receive unlimited access to any local Bidvest Premier Lounge. Qualifying Corporate cards: Product Lounge Access Cardholder Lounge Access Guest. Nedbank/American Express – rates (including VAT) Product Invoice (partner pays) Current Nedbank discount Non-Nedbank client rate Domestic Per passenger R210,00 R234,00 Per guest R210,00 R234,00 International Per passenger R351,00 R390,00Credit card payment is advisable, as this releases the voucher immediately to the email address provided. DEAR. Earn one Membership Rewards® point for every R5 eligible spend. Access to local Bidvest Airport lounges is offered on all platinum cards, with up to 8 visits on some cards. When travelling on Delta, access is only granted to Business Class travellers or those in possession of a Gold or Platinum Air France/KLM Elite or Elite Plus card. See details. This depends on which credit card you have, so make sure to check what you qualify for. Open your child's bank account easily online. Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. With the Savvy Bundle account, you can expect the whole enchilada, a traditional account with all the bells and naturally all the whistles, access to credit, unlimited use and the convenience of a variety of channels to bank through. Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking. Enjoy Bidvest Premier Club domestic airport lounges, great restaurant and travel deals, 50% off NuMetro tickets and loads more. Authorised financial services and registered credit provider (NCRCP16). RMB Private Bank Credit Card AND RMB Private Bank Debit Card. Card holders and guests can travel on any carrierPublic walk-in rate: Domestic Lounge – R283. R80 plus R2. Enjoy the credit card with added benefits. Nedbank Credit Card Summary. Local and international ATM access. R 428,57. 8 million or people with a net asset value over R15 million and charges a monthly fee of R555. Apply for a Nedbank bank card and use it to shop live or in-store while thee earn rewards! Gain up to 55 years interest-free credit. Apply for a Nedbank credit card plus use it to shop online or in-store whilst you einnahme rewards! Receiving up to 55 days interest-free total. With the Nedbank Platinum Credit Card, you can receiving back to 55 days interest-free, customized interest set, press zero fees at card swipe. Get the credit card that gives you more rebates plus benefits in a Nedbank Platinum Credit Memory. While you will earn points across all your card spend, your American Express® Card allows you to earn double, unlimited Greenbacks points. Monthly fee: R30; Min monthly income required: R5. Nedbank Private Wealth Bundle A Nedbank Private Wealth current account with an optional overdraft facility. Personal. Digital wallet terms and conditions. Credit cards have monthly service fees ranging from R40. 3. On the Mastercard® For You App: • Sign into the app • Select relevant credit cardTo Nedbank Credit Ticket has designed required men anyone be employed or self-employed and have a consistent income. Skip to content. R 428,57. Qualifying Corporate cards: Product Lounge Access Cardholder Lounge Access Guest. The prestigious credit card reflects your achievements and superior status. Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select. There is a once off initiation fee. The Neds Card gives you access to your winnings instantly and you can use it for purchases everywhere Mastercard is accepted (even online). ll Purchase Forex for your Nedbank travel card using your credit card ll Cash out unused foreign currency on your Nedbank. Free-R150. To activate the credit card, an initiation fee of R262. 12 Domestic. The Platinum Bundle account has a fixed monthly service fee of N$395. Virgin Money Credit Card: This no-fee card is a strong contender for the best credit card South Africa offers budget-conscious consumers. Applying available a Nedbank credit chart and use it to shop web-based with in-store while you earn rewards! Get up to 55 days interest-free credit. You can also request top-up insurance by calling 0860 555 111. Free financial planning. Nedbank card May 2021 competition. 3. Nedbank Platinum Credit Card. Nedbank Namibia Platinum Credit Card 8 Domestic None . Startup, small-medium sized businesses or sole proprietors. You can spend your Avios on travel to any local. The Nedbank Platinum Credit card charges a monthly service fee of R96. Cape Town Airport (CPT) Lounge Access for Credit Cards & Banks. The online rate is GBP 14. 00. For only R240 p/m you get to link both a credit card and overdraft facility to your transactional account (at your discretion) and. Competitive interest rates. docx 1. Standard Bank credit card is available to individuals that earn at least R5,000. Plus an additional 2 guest entries per annum: International Lounge access via Lounge KeyThis credit card offers you the security and convenience of paying for goods wherever you go, giving you added reassurance. Nedbank provides a number of credit cards to meet the necessarily of various credit card users. Discounts on car hire from Hertz and Avis with Greenbacks. Your dedicated banker is well equipped to understand your and your family’s needs. With Card Swiper, you earn Greenbacks whenever you use your cheque or credit card to pay in-store or online, and you get 25c back per litre of fuel at BP. 00. Get automatic basic travel insurance up to R4 million. Cards Cards. Skip to content. • a Nedbank platinum credit card (R0 monthly service fee) • a monthly overdraft facility fee included • Nedbank Greenbacks membership included • domestic airport lounge access • free card swipes • free cash withdrawals at participating retailers' point-of-sale devices (1)NOTE: This lounge is only accessible for Domestic Terminal B passengers. Ask your banker to introduce you to a wealth advisor for your longer-term financial plan. Tambo International Airport (JNB). Food · Drinks · Showers. 00 upcoming after opening the card. Pass the Air France Lounge and take the escalator to where the lounge is located on the left hand side. We examine the Nedbank credit cards in greater get underneath; however, before we what so, we explain as a Nedbank trust card is. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 120 countries and counting. Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges. Get unlimited swipe, ATM, mobile and internet banking transactions for an affordable, fixed monthly fee with the Nedbank Gold Account all for N$151. Additional Private Wealth rules. Your PIN is. A similar allowance is available. This lounge does not have any sleep facilities. Apply forward a Nedbank credit card and getting it to shop online or in-store for you earn rewards! Get increase to 55 days interest-free credit. • Enjoy preferential debit interest rates*. • Nedbank Platinum Credit Card • Nedbank Platinum Cheque Card • American Express Corporate Gold Card; • Small Business Credit. Once past security check-in you will see a sweet and card kiosk. INVESTEC AIRPORT LOUNGE BENEFIT FOR PRIVATE BANK ACCOUNT CLIENTS FREQUENTLY ASKED QUESTIONS. Lounge location: Airside, - after Immigration turn left and walk towards Gates A7-A18. • Nedbank reserves the right to change these terms and conditions at its discretion. This means that you cannot transfer your lounge access to another person or allow another person to use your card to access a lounge. For a fixed monthly fee, you’ll get a Platinum Cheque Card, a Platinum Credit Card, an. Qualifying Corporate cards: Product Lounge Access Cardholder Lounge Access Guest. 3. Lounge Access & Rates Pay at the door. Double the Greenbacks rewards. Terminal B. Make sure you're eligible. Cancel to content. Discounts on car hire from Hertz and Avis with Greenbacks. If you want to get the Platinum credit card, you should know more about its benefits than the downsides. Contact: Premium Domestic terminal lounge: +27 (0)21 936 3014 or Premium International terminal lounge. MiGoals clients who select the premium bank account will have access to Bidvest airport lounges. Employ for a Nedbank credit card or benefit e to shop online or in-store while you acquire rewards! Get up toward 55 days interest-free credit. Accounts Credit Cards Personal loans Save and Invest Home home Learn. The card linked to the qualifying account must be presented to gain access into the Bidvest Lounge. Extended credit facility that allows for bigger purchases to be repaid over a period of 3 to 36 months. Let Your Credit Card Work For You. Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months. Smoking Areas available. . Contact: Premium Domestic terminal lounge: +27 (0)21 936 3014 or Premium International terminal lounge. SLOW International and Bidvest Premier Lounges. You must be travelling on SAA or SAA Marketing. Enjoy 1 year of complimentary access to Hole19’s premium4 features. p/m. Absa’s Private Banking Account is described as a personal financial management tool designed to maximise your financial opportunities and meet your everyday banking needs with ease. Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. • Enjoy preferential debit interest rates*. Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. Member with 4 guests. Get more with your Platinum Select from Nedbank and American Express Se Asia and apply online now. Average of R4000. They can give you financial advice, resolve queries and manage your credit applications. TRANSACTION. It is accessible up to 2 hours before the scheduled departure of the flight. access to Nedbank’s banking and lifestyle products. Use your card to pay and get 50% off your Nu Metro movie tickets, plus a medium cooldrink and popcorn combo. Terms and conditions apply. Make payments. Tambo International Airport (JNB) lounges with a day pass, airline status, membership, or credit card. Apply for a Nedbank credit card and use it toward shop online or in-store when you deserve rewards! Getting up to 55 day interest-free credit. za. Advantages of your Absa Gold Credit Card Features and benefits. • Nedbank reserves the right to change these terms and conditions at its discretion. Travel Benefits: The Nedbank Platinum Credit Card offers a range of travel benefits, including complimentary access to the Bidvest Premier Lounge at local airports, travel insurance, and a concierge service to help with travel arrangements. This allows the card holder access into our lounges based on the terms and conditions set by the respective partners. 2 The number of visits listed on the table below apply on an account level even if there is a supplementary card linked to the account. EFT payments may take up to 5 days to reflect in our account and will not be released prior to this time. Lounge Access & Rates Pay at the door. 4 The fine print • Nedbank reserves the right to change these terms and conditions at its discretion, without notifying you. R120. • Get up to 12 complimentary visits* a year at local Bidvest airport lounges. SAA/NEDBANK Platinum Credit Card holders departing on a same-day SAA flight (no. Interest rate Personalised. Nedbank Namibia Platinum Credit Card 8 Domestic None . This lounge does not have any sleep facilities. We’re upgrading to MiGoals! Find pricing guides for your discontinued Nedbank Savvy Plus, Savvy Bundle and Pay-as-you-use deposit account here. Spend a minimum of R4,000 a month on your Bidvest account or R3,500 on your Amex to qualify. Whatever airline you fly, and whatever class of ticket you hold, our Bidvest Lounges are the embodiment of comfort, relaxation and pleasure for you at the airport. Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express: • Your card account must be in good standing, which means the account must be active and you must be transacting on the account. R27 optional Greenbacks linkage fee. Enjoy unlimited access to Bidvest Premier airport lounges when departing from South Africa. You also get bonus access to the Standard Bank lounges at OR Tambo. With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across. • Get up to 12 complimentary visits* a year at local Bidvest airport lounges. Nedbank Platinum credit card holders get up to 8 visits per year. including complimentary access to the Bidvest Premier Lounge at local. Clients are charged a one-time initiation license of R180. Bidvest Premier Lounge access terms and conditions . Free-R150. a) Enterprise. Nedbank IDS single sign-on returns you full digital access to Nedbank’s banking or lifestyle products and customer on and Money applet or Online Banking. As a Nedbank Platinum Credit Card Holder, you will have access to special offers and services created to. Terms and conditions apply. Set conditions for access and reuse of your edeposit ranging from open use. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. Get 15%* off purchases when you purchase online at Wine-of-the-Month ClubAdvantages of your Premium Credit Card Features and benefits. Get automatic medical emergency insurance for international flights with your credit card. Apply online today. You must be travelling on SAA or SAA Marketing flights where Mango is the operating carrier. Find the right credit card for you with and range of trust charts and apply online today. Nedbank and Greenbacks credit cards • Earn unlimited Greenbacks twice as fast with your Nedbank American Express® Credit Card when you join Nedbank Greenbacks. R27 optional Greenbacks linkage fee. Learn more or apply for this credit card here. Complimentary replacement card. Enjoy unlimited access to domestic and International airport lounges. New Gold; Platinum; American Express. Must have a good credit score; Nedbank Platinum Credit Card . Get 10 international airport lounges, plus one guest per visit with Visa Signature. Learn how to access O.